CRYPTOKNOWLEDGE LIMITED
Incorporated In England & Wales With Company Number 16172334

TERMS OF USE

LAST UPDATED: 31 DECEMBER 2025
(These terms apply to you if you registered or agreed to them on or after this date.)

1. Introduction & Changes

Please read these terms of use (“Terms of Use”) and the other agreements described immediately below before registering for, accessing or using any portion of the CryptoKnowledge Limited (“CryptoKnowledge”, “we”, “us”, or “our”) online website (the “Site,” which consists of all content and pages located within and accessible at the cryptoknowledge.net web domain) or any other websites, applications, programs or online or mobile products or services of CryptoKnowledge (collectively, the “Services”). The term “Services” includes the Site and all content and pages located within and accessible via the Site, as well as any program material, program or cohort pages and platforms, directories and other electronic services available via the Site or any of the other Services. These Terms of Use, our Privacy Policy, our SMS Policy and our Cookie Policy and any other terms we may notify you of are agreements (“Agreements”) between you and CryptoKnowledge. By registering for, accessing or using any Services, you accept and agree to be legally bound by the Agreements, whether you are a registered user or have an account. If you do not understand or do not wish to be bound by the terms of the Agreements, do not register for, access or use any Services. We may make changes to the Agreements at any time. If you are a registered user at the time of such change, you will be alerted to any such change in the relevant section of the Site or by some other means. By registering for, accessing or using any Services after any changes have been made, you signify your agreement to the modified Agreements and all the changes, which will be effective immediately unless we notify you of a later effective date. If the changes are not acceptable to you, you should discontinue use of the Services.

2. Programs

Through the Services, CryptoKnowledge offers online courses, programs or other offerings in specific areas of study or on particular topics (each, a “Program”). CryptoKnowledge reserves the right to cancel, interrupt or reschedule any Program or modify its content as well as the point value or weight of any assignment, exam or other evaluation of progress that may be provided in connection with any Program. Programs are subject to the Agreements, including without limitation the Warranty Disclaimer and Limitation of Liability sections below. You will not receive officially recognised academic credit from CryptoKnowledge for taking a Program. CryptoKnowledge may offer a certificate of completion, credential or other acknowledgment for participants who have satisfactorily demonstrated completion of the Program material. The format of any credential or other acknowledgment, and of any record of performance, provided by CryptoKnowledge relating to the Programs will be determined by CryptoKnowledge in its sole discretion and may vary from Program to Program. If you are enrolled in a Program through another university or educational institution with which you are associated (your “Home Institution”), CryptoKnowledge may provide a record to your Home Institution concerning your performance in the Program, in accordance with the Privacy Policy. However, the decision whether your Home Institution will award any credit, benefit or credential, and the nature of any such credit, benefit or credential, will lie solely with your Home Institution.

3. Proper Conduct

You agree that you are responsible for your own use of the Services and for any user content (“User Content”), as well as any User Content of others that you submit, post, contribute, publish or distribute on any of the Services. User Content includes all content, in whatever format, submitted, posted, contributed, published or distributed on any of the Services by a user, including but not limited to all notes, questions, answers, comments, text, personal information, pictures, videos and file uploads. In some Programs, users may contribute by speaking or appearing on camera, and User Content may include transmissions or recordings of a user’s voice and/or image. You agree that you will use the Services in compliance with the Agreements and all applicable local, state, national and international laws, rules and regulations, including privacy and copyright laws, any laws regarding the transmission of technical data exported from your country of residence, and all United States export control laws. The following kinds of content (“Prohibited Content”) are strictly prohibited on the services:
1. Content that defames, harasses, discriminates against, harms or threatens others.
2. Content that discusses illegal activities, with the intent to commit them.
3. Content that infringes or misappropriates intellectual property rights.
4. Content that you do not have the right to disclose.
5. Profane, pornographic, obscene, indecent or unlawful content.
6. Advertising or any form of commercial solicitation.
7. Content related to partisan political activities.
8. Content that contains intentionally inaccurate information or that is posted with the intent of misleading others.
CryptoKnowledge reserves the right to remove Prohibited Content of which it becomes aware but is under no obligation to do so. In addition, you agree not to (a) use any of the Services in any manner intended to damage, disable, overburden or impair any part of any of the Services or the computer equipment or network(s) connected to any of the Services or to disrupt or interfere with any Program or any other user's use and enjoyment of any of the Services; (b) attempt to gain unauthorized access to any of the Services, other accounts, computer equipment or networks connected to any of the Services through hacking, password mining or any other means; (c) obtain or attempt to obtain any materials or information on or via any of the Services not intentionally made available through the Services; (d) copy or use any portion of any of the Services other than as expressly allowed under the Agreements; (e) use any high volume, automated, or electronic means to access any of the Services (including without limitation robots, spiders or scripts); (f) frame any of the Services, place pop-up windows over its pages, or otherwise affect the display of its pages; or (g) force headers or otherwise manipulate identifiers in order to disguise the origin of any communication transmitted through any of the Services. If you participate in any Program, you agree to complete all work, including any exams, associated with each Program in which you may be enrolled with your own, original work and only your own, original work, and you agree not to engage in any activity that would dishonestly improve your results, or improve or hurt the results of others. In addition, unless otherwise stated in the respective Program, you agree that any exams, quizzes or questions provided in connection with each Program are for your individual use only. Copying, capturing, transmitting or providing all or any part of the exams, quizzes or questions to any other person infringes CryptoKnowledge's rights and is strictly prohibited. CryptoKnowledge reserves the right to pursue all legal remedies against you if you violate this Agreement.

4. User Accounts & User Registration

In order to participate in most Services, you must register for a personal account on the relevant Service (a “User Account”) by providing an email address and a password for your User Account, as well as any additional information required herein or on the relevant Service. If a virtual classroom program is offered by CryptoKnowledge, participants in the virtual classroom program may not be required to register for a User Account. Instead, CryptoKnowledge may choose to provide such participants with separate credentials necessary to register for and access the program (a “Login Credential”). You agree that you will never divulge or share access or access information to your User Account or Login Credential with any third party for any reason. You also agree that you will create, use, and/or access only one User Account or Login Credential, and that you will not access the Services using any User Account or Login Credential other than your own. You agree to notify us immediately upon becoming aware of or suspecting any unauthorized use of your User Account or Login Credential. We will not be responsible for any loss or damage arising from unauthorized access to your User Account or Login Credential. In registering for a User Account or obtaining a Login Credential, or completing an application or enrolment form and registering for a Program, you may be prompted or required to enter User Content or additional information, including but not limited to your name and location. Additional information may be required to confirm your identity, and different or additional information may be required depending on your use of the Services or enrolment in Programs. You warrant that all such information provided by you is accurate, current, complete, and complies with your obligations under the Agreements. You also agree to maintain and update such information to keep it accurate, current and complete. You acknowledge that if any such information provided by you is untrue, inaccurate, not current or incomplete, we reserve the right to terminate your use of any or all of the Services, in our sole discretion. If you are admitted to or allowed access to any CryptoKnowledge Program, or as part of your registration, you may be required to submit a headshot photo of yourself (via webcam or such other method as CryptoKnowledge may require). You may also be subject to spontaneous identity verification checks throughout the applicable Program. The authentication of your identity may be performed by a CryptoKnowledge third-party service provider.

5. License Grant To You & CryptoKnowledge Intellectual Property Rights

In consideration for your agreement to these Terms of Use, CryptoKnowledge grants you a personal, nonexclusive, non-transferable, revocable license to access and use the Services solely within and in accordance with the Agreements. CryptoKnowledge may make Content (as defined below) available to you through the Programs or otherwise via the Services. You may obtain and use CryptoKnowledge Content only for your own personal, non-commercial use in connection with the Services and participating in Programs. You may not reverse-engineer, decompile, disassemble or otherwise access the source code for any software that may be used to operate any of the Services. Notwithstanding the foregoing, certain reference documents, digital textbooks, articles and other information on the Services may be made available to you with the permission of third parties, and use of that third party material may be subject to certain rules and conditions, which we will post along with the material or otherwise inform you about. You agree to abide by all such rules and conditions. “CryptoKnowledge Content” means all content or other material, in whole or in part, available through the Programs or otherwise via the Services, including but not limited to lectures, speeches, discussions, comments, video lessons, quizzes, tests, presentation materials, homework assignments, programs, code, and other images, text, layouts, arrangements, displays, illustrations, documents, materials, audio and video clips, HTML and files. All CryptoKnowledge Content is the property of CryptoKnowledge and/or its affiliates or licensors and is protected by copyright, patent and/or other proprietary intellectual property rights under United Kingdom and foreign law. CryptoKnowledge logos, trademarks and service marks that may appear in the Services ("Marks") are the property of CryptoKnowledge and are protected under United Kingdom and foreign laws. All other logos, trademarks and service marks used in the Services, with or without attribution, are the logos, trademarks and service marks of their respective owners. CryptoKnowledge and/or its affiliates and licensors reserve all rights not expressly granted herein to the Programs, Services, CryptoKnowledge Content, and Marks.

6. User Content

The Services may provide you with the ability to upload or otherwise provide certain User Content. With respect to User Content you submit or otherwise make available in connection with your use of the Services, and subject to the CryptoKnowledge Privacy Policy, you grant CryptoKnowledge a fully transferable, worldwide, perpetual, royalty-free and non-exclusive license to use, reproduce, modify, adapt, make derivative works of, distribute, publicly perform, publicly display and otherwise disseminate and make available such User Content, in any manner or medium now known or later developed, and to authorize others to do any of the foregoing. You expressly acknowledge that your User Content may be visible to others and may include Personally Identifiable Information, as defined in the CryptoKnowledge Privacy Policy. To the extent that you provide User Content, you represent, warrant to CryptoKnowledge and agree that (a) you have all necessary rights to provide and use such User Content and permit CryptoKnowledge to use such User Content as provided above; (b) as between you and CryptoKnowledge, you shall be responsible for the payment of any third party fees related to the provision and use of such User Content; and (c) such User Content does not and will not infringe or misappropriate any third party rights. In connection with your participation in a Program, you may have the ability to access or download User Content of other users taking the Program and other users may have the ability to access or download your User Content. While CryptoKnowledge requires all users to comply with these Terms of Use and the CryptoKnowledge Privacy Policy in providing User Content, CryptoKnowledge cannot guarantee such compliance or that any such User Content will be free of Prohibited Content, viruses, worms, back doors, Trojan horses or other harmful contaminants. CryptoKnowledge disclaims any responsibility or liability relating to your access or download of such User Content. The Services may also provide you with ability to upload or send information to CryptoKnowledge regarding the Services (“Feedback”). By submitting Feedback, you hereby grant CryptoKnowledge an irrevocable license to use, reproduce, modify, adapt, make derivative works of, distribute, publicly perform, publicly display and otherwise disseminate and make available such Feedback, in any manner or medium now known or later developed, and to authorize others to do the foregoing. You acknowledge that we may screen User Content, and that we shall have the right (but not the obligation), in our sole discretion, to remove any User Content without any liability to you. Without limiting the foregoing, we have the right to remove any User Content that violates the Agreements or is otherwise objectionable in our sole and absolute discretion. You agree and acknowledge that we may preserve User Content and may disclose User Content if required to do so by law or in the good faith belief that any such preservation or disclosure is reasonably necessary to comply with legal process, enforce these Terms of Use, respond to claims that any User Content violates the rights of third parties, or protect our rights, property or personal safety or that of our Users and the public.

7. Payments

Unless otherwise expressly agreed in writing by CryptoKnowledge, full payment for participation in a Program is required at the time of registration. Specific payment requirements and related terms may be provided to you at the time of registration on the applicable Program-specific web page or otherwise on the applicable Service. It is agreed that an enrolment granting access to a Program will be for a fixed period of time (such as 1 year) and that there might be an automatic renewal of such access at the end of the initial period of access. You hereby agree to CryptoKnowledge storing and accessing financial information (in accordance with the CryptoKnowledge Privacy Policy) to allow such autorenewal.

8. Refunds

If you withdraw after the start of the Program, or if you are found to be in violation of the Agreements or any other CryptoKnowledge or Program-specific policy, you will not be issued a refund unless CryptoKnowledge elects to do so. Notwithstanding the previous clause, you are entitled to a refund if there is a specific timelimited “money-back-guarantee” period offered to you and you notify us of your intention to invoke the moneyback-guarantee before the expiration of such time period. If your participation in a Program is being sponsored by your employer or Home Institution, the terms and conditions of CryptoKnowledge’s agreement with your employer or Home Institution will govern payment and refunds to the extent different from those set forth herein.

9. Termination Of Services

You agree that CryptoKnowledge, in its sole discretion, may terminate your use of any or all of the Services or your participation in any Program, for any reason or no reason, and that CryptoKnowledge shall not have any liability to you for any such action. Without limiting any of CryptoKnowledge 's other rights or remedies, it is CryptoKnowledge 's policy to terminate in appropriate circumstances users of the Services who are repeat copyright infringers. CryptoKnowledge will not be required to provide you any service or engage in any activity (including but not limited to providing you Programs and/or credentials or acknowledgements relating to same) if CryptoKnowledge believes that the service or activity may violate any applicable law or regulation. You further acknowledge that for the purpose of any Program your sole relationship with CryptoKnowledge is as defined in the Agreements. Termination does not give rise to any right to any grievance or other resolution process for student disputes at CryptoKnowledge, or any other school, division, institute or program of or associated with CryptoKnowledge. You agree that CryptoKnowledge has the right to cancel, delay, reschedule, or alter the format of any Program at any time. If you no longer wish to participate in any Program or use any of the Services, you may terminate your participation upon notice to CryptoKnowledge. The rights granted to you hereunder will terminate upon any termination of your right to use the Services or your participation in a Program, but the other provisions of the Agreements will survive any such termination.

10. Links

The Services may include hyperlinks to websites or applications maintained or controlled by others. CryptoKnowledge is not responsible for and does not routinely screen, approve, review or endorse the contents or use of any of the products or services that may be offered at these websites or applications. If you decide to access linked third-party websites or applications, you do so at your own risk.

11. Eligibility

Account registration and participation in any Program or other Service is generally restricted to those individuals 18 years of age or older who are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations and warranties herein. For users below the age of 18, CryptoKnowledge may require evidence of parental permission for such child user to use any Program or other Service. By registering for or participating in a Program or Service, you hereby represent that you are 18 years of age or older and have the authority and legal capacity to enter into the Agreements. Programs may have additional eligibility or admission requirements, as specified on the applicable Program section of the Services. If you do not qualify or do not agree to these terms, you may not use the Services. CryptoKnowledge reserves the right to deny admission to any applicant in its discretion.

12. Choice Of Law & Dispute Resolution

You agree that the Agreements and any claim or dispute arising out of or relating to the Agreements, any Program or other Service, or any content obtained from or through any of the Services will be governed by the laws of England & Wales, excluding its conflicts of law principles. You consent to the personal jurisdiction of those courts over you for this purpose, and you waive and agree not to assert any objection to such proceedings in those courts (including any defence or objection of lack of proper jurisdiction or venue or inconvenience of forum).

13. Disclaimers Of Warranty & Limitations Of Liability

To the fullest extent permitted by applicable law, all programs and services (as defined at the outset of these Terms of Use) and any related information or products are provided "as is" without warranty of any kind (express, implied or otherwise), including without limitation, any implied warranties of merchantability, fitness for a particular purpose, or non-infringement. CryptoKnowledge does not warrant that any service will operate in an uninterrupted or error-free manner or that any Service is free of viruses or other harmful components. Without limiting the foregoing, CryptoKnowledge does not warrant that (a) the Programs or Services will meet your requirements or expectations or achieve the intended purposes, (b) the Programs or Services will not experience outages or otherwise will be uninterrupted, timely, secure or error-free, (c) the Programs, Services or information obtained through or from the Programs or Services will be accurate, complete, current, error-free, secure or reliable, or (d) any defects in or on the Programs or Services will be corrected. CryptoKnowledge makes no representation regarding your ability to transmit and receive information from or through the Services, and you agree and acknowledge that your ability to access the Programs and Services may be impaired. Except insofar as the following limitation may be prohibited by applicable law, CryptoKnowledge shall not be liable to you or to any third party for any consequential, indirect, punitive, special or incidental damages, whether foreseeable or unforeseeable (including, but not limited to, loss of profits or earning power, loss of data, losses due to errors or interruption in availability of any services, unavailability of any program, server or communications facility, or damages due to acts or omissions of others using any service or participating in a program), arising out of or relating to the Agreements, the Services or the Programs, including without limitation your and others' use of or inability to use any Service, or your participation in any program, or your submission or use of User Content, or others’ use of your User Content, or your interaction with other program participants (whether online or in person), or your reliance upon information obtained from or through any program or service, whether based in contract, tort, statutory or other law. CryptoKnowledge’s total cumulative liability to you arising out of or related to the Agreements, the services or the programs (including, without limitation, in the ways described in the preceding sentence), whether based in contract, tort, statutory or other law, will not exceed the greater of (i) the total amount of fees received by CryptoKnowledge from you or on your behalf for or in connection with the Services and any Programs in any twelve month period or (ii) GBP£100. The disclaimers and limitations set forth in this section shall apply, to the maximum extent permitted by applicable law, whether or not CryptoKnowledge has been negligent or otherwise at fault. You acknowledge and agree that the warranty disclaimers and the limitations of liability set forth in these Terms of Use reflect a reasonable and fair allocation of risk between you and CryptoKnowledge, and that these limitations are essential to CryptoKnowledge willingness to make the Service and Programs available to you. Each of these disclaimers and limitations is intended to be separately enforceable, regardless of whether any other remedy fails of its essential purpose. Certain jurisdictions do not allow limitations on implied warranties or the exclusion or limitation of certain damages. If the laws or regulations of these jurisdictions apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply to you, and you might have additional rights.

14. Indemnity

You agree to indemnify and hold harmless CryptoKnowledge (as defined for this purpose in Section 13 above) from any and all claims, liabilities, damages, losses and expenses, including reasonable attorneys' fees and costs, relating to or arising out of (a) your use or attempted use of any of the Programs or other Services in violation of the Agreements; (b) your violation of any law or rights of any third party; or (c) information or content that you post or otherwise make available through any Program or otherwise via any of the Services, including without limitation any claim of infringement or misappropriation of intellectual property or other proprietary rights.

15. Copyright Policy

Please note that course materials provided to participants are for their use only during the duration of the program, and participants are expected to always comply with United Kingdom copyright law. All course material (whether written text, graphics, animations, or audios) accessed on the site remains the property of CryptoKnowledge and cannot be copied or reproduced without the permission of CryptoKnowledge.

16. Entire Agreement

These Terms of Use, Privacy Policy and any other agreements agreed between the parties together constitute the entire agreement between you and CryptoKnowledge with respect to your use of the Services, superseding any prior agreements between you and CryptoKnowledge regarding your use of any of the Services. Some terms applicable to your registration for CryptoKnowledge or your enrolment or participation in Programs may be provided to you at the time of registration or access or on Program-specific web pages. These additional terms may include, among other things, terms relating to the act of registering, specific fees or Program requirements. Your registration, enrolment or participation also shall be subject to your agreement and compliance with those additional terms.

17. No Waiver & Severability

The failure of CryptoKnowledge to exercise or enforce any right or provision of the Agreements shall not constitute a waiver of such right or provision. If any provision of the Agreements is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavour to give effect to the parties' intentions as reflected in the provision, to the extent that may lawfully be done, and the other provisions of these Terms of Use shall remain in full force and effect.

18. Assignment

CryptoKnowledge may freely transfer or assign any portion of its rights or delegate its obligations under the Agreements. You may not transfer or assign, by operation of law or otherwise, any portion of your rights or delegate your obligations under the Agreements without the prior written consent of CryptoKnowledge, and any attempted such transfer or assignment shall be void and of no effect.
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